<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://savvyspendy.com/</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://savvyspendy.com/features</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://savvyspendy.com/how</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://savvyspendy.com/about</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://savvyspendy.com/beta</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://savvyspendy.com/blog</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <!--
    Individual blog post URLs follow the pattern: https://savvyspendy.com/blog/{slug}
    Slugs are derived from Google Doc filenames (e.g. "How to Maximize Dining Rewards" -> "how-to-maximize-dining-rewards").
    These entries should be generated at build time from src/data/blog-posts.json (produced by scripts/fetch-blog-content.js).
    Example entry:
    -->
  <url>
    <loc>https://savvyspendy.com/blog/what-card-should-i-use</loc>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
</urlset>
